1. “Valuation” in Singapore – The Simple Version

 

 

 

When people ask “what’s the valuation?”, they’re usually mixing up:

 

Online estimates – quick, rough, based on past data.
Bank / HDB view – how much the lender is comfortable with.
Agent’s opinion – can be data-backed… or just what sounds nice to win your listing.
Real market price – what a serious buyer will actually pay today.

 

 

The only one that truly becomes real is:

 

the offer you accept, that the bank is willing to support.

 

Our job is to help you join all these signals together, instead of chasing a random number.

 

 

 

 

 

 

2. How Supply Limits (Or Lifts) Your Price

 

 

 

Supply = how many similar homes you’re fighting with right now.

 

Things that matter:

 

How many similar units (size / layout / age) are on sale in your block / project.
Whether many flats are reaching MOP at the same time in your estate.
How your renovation & presentation compare to other listings.

 

 

10 similar units for sale = buyers have options.

1–2 good units for sale = you have more leverage.

 

Staging, photos and videos can turn your home into “rare supply” in buyers’ eyes, even in a crowded market.