Properties Relating To HDB
Buying an HDB resale flat can feel confusing — HFE timeline, budget, valuation, and whether you might need COV. Here are the essentials, plus how we can guide you if you want support.
Q&A for Purchase of HDB
How long does the HFE approval take and validlity period?
HFE timing depends on your profile. We’ve seen approvals as fast as a few days, and sometimes more than a month.
Once approved, HFE is typically valid for 9 months.
What's the benefit of having an agent to represent in my purchase when I can DIY?
DIY is possible — the value of an agent is in avoiding blind spots and improving your “win rate” on the right unit. For example:
- Price-to-value comparison: 30-year-old at $X vs 5-year-old at $Y (which one is actually safer long-term?)
- Unit-level blind spots: facing/noise/sun, layout efficiency, renovation cost reality
- Valuation and offer strategy: reduce the chance of overpaying or getting stuck with high COV risk
- Exit plan: how easy it may be to sell later (buyer pool, competition, MOP clusters)
Can I request a meet up first before I decide if I should DIY or partner with your team?
Yes. We can have a quick discussion to understand your needs, finances, and timeline.
After that, we’ll share our view on your best options — and you decide whether you want to DIY or partner us.
Want us to shortlist options for your new home?